CAUTION

A reverse mortgage is a complex financial transaction and should be considered carefully.  We recommend that you talk with;

  • Your family
  • Your friends
  • A tax attorney
  • An estate planning attorney
  • Your CPA
  • A benefits counselor (if applicable)

In addition, we would urge you to prepare a budget to make sure the the funds that you receive are going to be sufficient for your needs.

A reverse mortgage is a growing balance loan, and will diminish the amount of equity that will be available to you when you or your heirs decide to sell the home. 

When talking with family and friends, please make sure to check all of the information that you are given.  Today's reverse mortgage is highly regulated and dramatically safer than programs that were originally created.  Don't worry, most of the "horror" stories are from previous programs that are no longer available.

 

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